Going out naked is embarrassing, and could get you arrested. Well if you have nothing else handy, a fur coat, wrap or cape will do. It's stylish, covers up all the naughty bits, and is great Fetish Fuel.
Yet, this is quite often a deliberate seduction move, combining with Ready for Lovemaking. Why is this such a turn on? Rule 34, of course. And in many ways it's better at implying actual nudity [...] [tvtropes.org]